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Consumer Accounts

Free checking
$100 to open ● Unlimited check writing. ● No service charge. ● ATM card. ● Perfect for students. ● Statement only.

Regular Checking
$100 to open ● Account Maintenance Fee waived for minimum daily balance of $500. ● Account Maintenance Fee if balance drops below $500  = $10. ● Unlimited check writing and withdrawals. ● ATM card. ● Visa check card available. ● Free cashiers checks and money orders. ● First order of checks free. ● Imaged account statements / checks .

USB Direct
(For Direct Deposit customers)
$100 to open ● Unlimited check writing and withdrawals. ● ATM card. ● Visa check card available. ● Free cashiers checks and money orders.

Interest Checking (NOW)
(For larger balances)
$100 to open ● Account Maintenance Fee waived for minimum daily balance of $1,000. ● Account Maintenance Fee if balance drops below $1,000 = $10. ● Unlimited check writing and withdrawals. ● ATM card. ● Visa check card available. ● Free cashier checks and money orders. ● Imaged account statements/checks.

Money Market (MMTA)
$2,500 to open. ● Account maintenance Fee if balance drops below $2,500 = $10. ●Account maintenance Fee waived for minimum daily balance of $2500 ● 6 withdrawals allowed per monthly statement cycle. Money Market activity charges of $10 per additional withdrawal. Only (3) of these may be made by check, draft, or debit card to third parties. ●Unlimited withdrawal can be made from the teller window, ATM or by mail. ● Imaged account statements /checks.

High Yield Money market
$10,000 to open. ● Account Maintenance Fee if balance drops below $2,500 = $10. ● Account Maintenance Fee waived for minimum daily balance of $2500. ● 6 withdrawals allowed per monthly statement cycle. Money Market activity charge of $10 per additional withdrawal. Only (3) of these may be made by check, draft, or debit card to third parties. ● Unlimited withdrawal can be made from the teller window, ATM or by mail. ● Imaged account statements / checks.

Savings Accounts

Savings Accounts
$100 to open. ● Low balance charge per month if balance falls below $100 = $5. ●Activity service charge of $2 for each debit in excess of 2 per month. ● Low balance charge waived for minimum daily balance of $100. ● Quarterly statement.

 

 

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